Best Savings Apps of 2016

Creating a budget is the first step in understanding how careful saving and planning can improve your personal financial situation. But identifying and sticking to a budget that fits your lifestyle can seem daunting, timely, and difficult. Luckily, we have anytime access to the most unique financial advisor that is available at the palm of our hand. Continue reading

Pre-Qualify Early for a Home Loan If You Are in the Market to Buy

Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get pre-qualified with an experienced Loan Originator before you make an offer or even start shopping for a home. Getting pre-qualified allows you to know how much of a house you can afford and gives you an edge over the competition. Listing agents advise their sellers to only accept offers from potential buyers who have been pre-qualified.

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Green Steps to a Greener Workplace

Implementing go-green initiatives in the workplace takes dedication, hard work, and an enthusiastic attitude towards the environment. A greener workplace not only creates an eco-friendly environment but also inspires associates to work more productively and cautiously. Small and simple eco-friendly improvements can be made in the workplace to lay down a solid go-green foundation for the future. Here are some easy eco-friendly quick fixes that could be integrated into the workplace to encourage a greener office:

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Best Ways to Start Saving for the Holidays

“Christmas in July” is the name of a movie in which a man called Jimmy is tricked into believing he’s won $25,000 in a national radio contest. (It’s from 1940, but the point remains.) He promptly goes out and blows his winnings on a shopping spree. When the truth comes out that Jimmy didn’t win, the department store owner tries to repossess all the presents Jimmy bought for his girlfriend, his mother and everyone on the block.

The movie has a happy ending — Jimmy is officially named the contest winner after all — but real life is seldom so benevolent when we overspend. Here are some steps to avoid such a predicament this holiday season:

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Debunked Banking Myths

There are numerous misconceptions, false information, and myths involving banks and the services that they might offer. Learning the truth about some of the biggest banking myths can help you understand your bank better and manage your financial situation in the best way possible. Check out these banking myths that we have debunked for you.                                         Continue reading

Social Media Tips for Small Businesses

Social media has progressively become an essential tool for small businesses to easily communicate with future prospects and existing clients. When small businesses utilize social media platforms they are creating relationships with their clients, increasing awareness of their company, products and services, and expanding their brand’s reach. Social media is an important aspect to help small businesses promote their brand but it takes a strong understanding of how to utilize social media in a beneficial way. If you are looking to start a new social media presence or revamp your existing one, here are some tips to help you get started.

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Protecting Yourself from Text and Email Phishing

According to a 2015 Verizon Data Breach Investigations Report, more than 23% of people open phishing messages, and 11% open attachments in these messages. Now you may be asking, what is phishing? Phishing is the act of using fraudulent, but official looking, emails, text messages and websites to trick a consumer into clicking and providing their information.

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Your Small Business and Online Search

So, you’ve launched your website, you’ve got your business plan, you’ve opened the doors and you’re ready to start bringing in new clients and prospects. You should be good to go, right? Not so fast, you’ll need to figure out your search engine strategy if you want your fancy new website to start pulling results. Will you utilize paid search? Rely on organic search? Have you made sure to add your new business to Google business? Have you claimed your address on Google? Bing? Yahoo? Facebook? There are many steps along the way to make your business as searchable as possible, and allow the clients to start rolling in. Check out this infographic from our partners at Deluxe that gives you more details on how consumers are searching to get started.

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