Should I get a business credit card for my business?
From startups to established companies, business credit cards can provide many benefits to any company, from building business credit to normalizing your company’s cash flow and earning rewards. Continue reading
A personal budget is an extremely useful tool if you are struggling to get a handle on your finances. Creating a budget can help anyone decide how to spend their money, plan for their future, pay off existing debts, prepare for any unexpected events, and save a portion of their money every month. Continue reading
A new year brings a chance to start fresh with just about anything. If your midnight toast includes a resolution to improve your financial health, here’s how to make it happen. Continue reading
Treasury Management services are designed to help business clients improve processing of business receivables, optimize payment options, manage use of funds, while mitigating risk and maintaining visibility of banking activities. Treasury Management services are principally broken into 5 parts: receivables, payables, fraud, information, and liquidity management. Continue reading
Creating a budget is the first step in understanding how careful saving and planning can improve your personal financial situation. But identifying and sticking to a budget that fits your lifestyle can seem daunting, timely, and difficult. Luckily, we have anytime access to the most unique financial advisor that is available at the palm of our hand. Continue reading
Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get pre-qualified with an experienced Loan Originator before you make an offer or even start shopping for a home. Getting pre-qualified allows you to know how much of a house you can afford and gives you an edge over the competition. Listing agents advise their sellers to only accept offers from potential buyers who have been pre-qualified.
Your credit score can be your financial passport to a loan or credit card approval, renting an apartment or getting a better rate on insurance, so it’s important to know what kind of behaviors can help you build excellent credit.
Implementing go-green initiatives in the workplace takes dedication, hard work, and an enthusiastic attitude towards the environment. A greener workplace not only creates an eco-friendly environment but also inspires associates to work more productively and cautiously. Small and simple eco-friendly improvements can be made in the workplace to lay down a solid go-green foundation for the future. Here are some easy eco-friendly quick fixes that could be integrated into the workplace to encourage a greener office:
“Christmas in July” is the name of a movie in which a man called Jimmy is tricked into believing he’s won $25,000 in a national radio contest. (It’s from 1940, but the point remains.) He promptly goes out and blows his winnings on a shopping spree. When the truth comes out that Jimmy didn’t win, the department store owner tries to repossess all the presents Jimmy bought for his girlfriend, his mother and everyone on the block.
The movie has a happy ending — Jimmy is officially named the contest winner after all — but real life is seldom so benevolent when we overspend. Here are some steps to avoid such a predicament this holiday season:
Your 20s may seem like an odd time to think of retirement, but it’s actually the perfect moment to start planning for your later years. That’s because the earlier you start saving, the more time your money has to grow.