Finding your first apartment can be one of the most exciting times in your life while also being one of the most overwhelming. Renting your first apartment is not only emotionally demanding, but financially challenging as well. Between finding an appropriate rental price, searching for the right neighborhood, and understanding your daily lifestyle habits, searching for your first apartment can be a chaotic process. Check out these tips to try and relieve the anticipated stress of finding your first place. Continue reading
Owning a small business is an all-out battle to find the right balance between generating revenue and limiting costs. That’s especially true in a business’s first year, when finding a sustainable customer base requires investment.
We asked Rita Cheng, a financial advisor who works with small businesses, about ways entrepreneurs can keep costs down in the early months. She is a member of NerdWallet’s Ask an Advisor network. Continue reading
Getting a small business off the ground is a huge achievement, but establishing financing on a solid footing is critical to whether an enterprise ultimately succeeds or fails.
As a banking officer dealing with financing requests every day, the most common question I hear from founders of startups is, “Should I finance with equity or debt?” I’m here to tell you, there are no pat answers. And even worse, it can be a life and death decision: More than 500,000 businesses are established in America annually but half of them fail within five years. The No. 1 reason for failure is a bad strategy backed by surplus optimism, but the next biggest cause of failure is a lack of funding.
So you’ve done your taxes. And if you haven’t, don’t worry, this year you have until Tuesday, April 18. But if you’re expecting a refund, we have some tips on smart ways to spend it. Continue reading
At some point in your life you may find yourself in a situation when it’s time to change where you bank. Some of those reasons could be positive such as relocating for a better career opportunity. Other times it could be a negative factor such as having a misunderstanding with your current bank. How do you know when it’s time to stay or go? Continue reading
Learn more about our BankMW Mobile app. Download, discover, and enjoy our accessible, helpful tools that it has to offer for all of your banking needs! Visit your app store today.
Manage your money quickly, easily and securely any time of the day or night with Community Banks of Colorado Online Banking! Continue reading
Download, discover, and enjoy our accessible, helpful tools that our Bank Midwest Mobile app has to offer for all of your banking needs! Continue reading
Landing that first job means having a regular influx of cash, but steady work alone doesn’t guarantee financial health. Here’s how to build the foundation for lifetime financial security. Continue reading