Our current lending environment offers historically low interest rates in conjunction with an extremely hot real estate market. In a setting where multiple offers are being received on any property priced from $150K – $450, it is important to ensure that your offer is taken seriously. To do so, get pre-qualified with an experienced Loan Originator before you make an offer or even start shopping for a home. Getting pre-qualified allows you to know how much of a house you can afford and gives you an edge over the competition. Listing agents advise their sellers to only accept offers from potential buyers who have been pre-qualified.